Your Fleet Is
Overpaying.
We'll Prove It
in 90 Seconds.
Commercial auto policies priced on your actual routes — not your zip code, not your industry average, not your agent's guess.
Trusted by 1,200+ owner-operators across 38 states
Lower Premium
or We Pay You $200
If our fleet audit doesn't identify a lower premium than your current policy, we write you a $200 check. No fine print. Policy comparison below is representative of a real Shield audit.
* Based on representative 4-vehicle mixed fleet (2 vans + 1 box truck + 1 pickup), Atlanta GA 30301. Actual savings vary by fleet composition, route data, and driving history.
No Coverage Gaps.
13 Exclusions Checked.
Every Shield policy is audited against 13 common exclusions that trip up small fleet operators. If we find a gap, we fill it before you sign.
From Overpaying to
Optimized in 3 Steps
Submit Your Fleet Data
Enter vehicle count, types, and zip. Takes 90 seconds. No phone calls, no agent meetings.
We pull FMCSA records, route density maps, and loss-run data to baseline your fleet.
We Run the Audit
Our underwriters compare your current policy line-by-line against 14 carrier quotes.
Route data, not averages. Your actual miles and corridors set the rate.
Receive Your PDF Report
A clear, itemized comparison arrives in your inbox — no jargon, no hidden rows.
Every line shows current vs. optimized. You decide if you want to switch.
Ready to See Your Numbers?
1,200+ owner-operators have already cut their premiums. Your audit takes 90 seconds to request.
What Owner-Operators
Found in Their Free Audit
"My previous agent had me paying for coverage on equipment that wasn't even in service. Shield found it in the audit. That $7,200 went straight back into my business."
"I had zero cargo spoilage coverage on three refrigerated trucks. Zero. Shield flagged it immediately. Now I'm covered and paying less."
"I've renewed the same policy for four years without questioning it. Shield showed me line-by-line what I was paying for. The math was embarrassing."